Privacy Policy

MASTER PRIVACY & DATA PROTECTION POLICY

Policy Code: BIZ-PK-PRIVACY-2026
Effective Date: March 29, 2026
Portal Application: pk.bizoso.ca | www.bizoso.ca
Jurisdiction: Islamic Republic of Pakistan (with Cross-Border provisions)
Legal Foundation: Prevention of Electronic Crimes Act (PECA) 2016; Electronic Transactions Ordinance (ETO) 2002; General Data Protection Regulation (GDPR - EU/UK); Personal Information Protection and Electronic Documents Act (PIPEDA - Canada).

1. Introduction & The "Honest Client" Mandate

Bizoso Consulta Pakistan ("We," "Us," "Our") is committed to protecting the personal, financial, and biometric data of our lawful clients. This Privacy Policy governs how your data is collected, utilized, stored, and shared when you access our proprietary Perfex CRM portal (pk.bizoso.ca).

Crucial Disclaimer: Bizoso Consulta explicitly declares that data confidentiality and privacy are fundamental rights strictly reserved for honest, lawful applicants. Engaging in document forgery, identity spoofing, or financial fraud immediately and irrevocably voids the privacy protections outlined in this document.

2. Information We Collect

To execute our professional administrative facilitation and comply with global Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations, we must collect highly sensitive data. Upon registering and utilizing our portal, we collect:

  • Identity & Biometric Data: Government-issued identification (CNIC, NICOP, Passports), facial recognition data via video liveness checks, dates of birth, and physical identifiers.

  • Financial Data: Bank statements, tax returns (FBR/NTN records), source of funds declarations, salary slips, and digital payment gateway metadata (we do not store full credit card numbers on our servers; they are securely tokenized via Stripe/gateways).

  • Background & Familial Data: Marital status (FRC/Marriage Certificates), academic transcripts, employment histories, and travel histories.

  • Automated Digital Metadata: Public IP addresses, browser fingerprints, operating systems, geographic location data, and precise cryptographic timestamps of every login, click, and document upload.

3. How We Use Your Information

Bizoso Consulta acts as a Data Controller and Processor. We utilize your data exclusively for the following lawful operational purposes:

  • Service Execution: To meticulously compile, audit, and submit your administrative, corporate, or immigration applications to sovereign governments.

  • Third-Party Verification (TPV): To independently verify the authenticity of your documents by contacting issuing authorities (e.g., your bank manager, university registrar, or employer).

  • Security & Compliance: To prevent money laundering, intercept fraudulent chargebacks, and secure our portal against unauthorized access.

  • Communication: To deliver system-generated updates, invoices, and legal notices to your registered email address.

4. Information Sharing & Cross-Border Transfers

Bizoso Consulta operates a global administrative network. By utilizing our services, you explicitly consent to the cross-border digital transfer of your data. We share your information strictly with:

  • Sovereign Governments: Immigration, Refugees and Citizenship Canada (IRCC), UK Visas and Immigration (UKVI), USCIS, and their respective embassies/border agencies to process your requested file.

  • Licensed Legal Partners: Authorized Regulated Canadian Immigration Consultants (RCICs), global immigration attorneys, or B2B corporate partners retained specifically to handle your case.

  • Internal Global Hubs: Secure data sharing between our corporate offices in Karachi, Toronto, Calgary, New York, and London for administrative processing and quality assurance.

5. The "Fraud Exception" & Law Enforcement Disclosure

Bizoso Consulta will not act as a digital shield for criminals. We will proactively breach client confidentiality under the following circumstances:

  • Detection of Fraud: If our compliance team or a TPV audit confirms that you have uploaded forged documents, fake bank statements, or altered government IDs.

  • The FIA Handoff: Under Section 14 & 29 of PECA 2016, we are legally obligated to package your unredacted documents, identity data, and CRM IP logs and hand them directly to the Federal Investigation Agency (FIA) and international Embassy Integrity Units without prior notice or consent.

6. Data Retention & The 90-Day Digital Purge

We are an administrative processing firm, not a permanent cloud storage provider. We maintain aggressive data-purging protocols to mitigate cyber risks.

  • Active Files: Your data is securely encrypted and stored on our CRM servers for the duration of your active contract.

  • The 90-Day Purge: Exactly 90 Days after your case reaches a final conclusion (Embassy Approval, Refusal, or Automatic Closure due to Case Abandonment), our servers will permanently and irreversibly delete your uploaded files, identification scans, and compiled forms.

  • Legal Holds: If your account is flagged for fraud, a financial chargeback dispute, or active litigation, your data will be placed on an indefinite "Legal Hold" and will not be deleted until the investigation concludes.

7. Cookies, IP Logging & Non-Repudiation (QSO 1984)

Our portal utilizes strictly necessary cookies, session tokens, and continuous IP logging to maintain the integrity of our digital audit trail.

  • Pursuant to Article 164 of the Qanun-e-Shahadat Order (QSO) 1984, this tracking data is collected to legally bind your digital actions to your identity (Non-Repudiation).

  • You cannot opt-out of these essential security tracking mechanisms while utilizing the pk.bizoso.ca portal. Disabling necessary cookies will render the secure CRM inaccessible.

8. Your Data Rights (Subject to Legal Limitations)

Under international frameworks (GDPR/PIPEDA), you possess certain rights regarding your data:

  • Right to Access: You may request a copy of the data we hold on your profile via a CRM support ticket.

  • Right to Rectification: You must update any inaccurate personal information immediately within your portal dashboard.

  • Right to be Forgotten (Erasure): You may request the deletion of your account and data. However, Bizoso Consulta will absolutely deny this request if the data is required to comply with a legal obligation, resolve a financial dispute, or if the file is currently under investigation for document forgery. You cannot use the Right to be Forgotten to destroy evidence.

Contact Our Data Privacy Section

If you have questions regarding this Privacy Policy, require a data export, or need to report a security vulnerability, please contact our compliance team. Do not send sensitive identity documents via direct email; always use the secure portal upload function.

Bizoso Consulta

🇨🇦 Toronto: 735D, Dundas ST. W Toronto, ON
🇨🇦 Alberta: 1122 3 St SE, Calgary, AB (e Office)
🇵🇰 Karachi: 8th Floor, Fakhri Trade Center, New Chali.
🇬🇧 London: 2 Lansdowne Rd, Croydon (e Office)
Phone: +1-(437)-524-6729 | +1-(548) 963-0113
Email: karachi@bizoso.ca | Web: Bizoso.ca